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Ward No.1, Nehuta, P.O - Kusha, P.S - Dobhi, Gaya, Bihar, India, 824220| Bank Details | |
| IFSC Code | |
| Bank Address | |
ToolsPivot's IFSC Code Finder helps you instantly locate the 11-digit Indian Financial System Code for any bank branch in India. Millions of users struggle to find accurate IFSC codes when initiating NEFT, RTGS, or IMPS fund transfers, leading to failed transactions and delayed payments. This free online IFSC code search tool eliminates guesswork by providing verified codes for over 150,000 bank branches across all states, ensuring your electronic fund transfers complete successfully on the first attempt.
The IFSC Code Finder is a comprehensive search tool that retrieves verified Indian Financial System Codes for any bank branch participating in electronic fund transfer networks. Users select their bank name, state, district, and branch from dropdown menus, and the tool instantly returns the complete 11-character alphanumeric code along with branch address, MICR code, and contact details. ToolsPivot sources this data directly from RBI-authorized databases, ensuring accuracy for all NEFT, RTGS, and IMPS transactions.
This IFSC code search tool serves individual banking customers, business owners processing vendor payments, accountants managing multiple client accounts, and NRIs sending remittances to India. Freelancers receiving international payments, e-commerce sellers setting up payment gateways, and HR professionals processing salary disbursements rely on accurate IFSC codes daily to ensure seamless fund transfers.
Before online IFSC code finders existed, users had to physically visit bank branches or call customer service to obtain codes, often waiting days for responses. ToolsPivot's instant search eliminates this friction entirely, providing verified IFSC codes within seconds. This means fewer failed transactions, reduced processing delays, and complete confidence that your money reaches the intended beneficiary account.
Instant Code Retrieval. Find any bank branch IFSC code in under 5 seconds without registration or login requirements.
Comprehensive Bank Coverage. Access IFSC codes for all nationalized banks, private banks, regional rural banks, and cooperative banks operating in India's NEFT/RTGS network.
Verified RBI Data. Every code returned matches the official Reserve Bank of India database, eliminating risks of outdated or incorrect codes from unreliable sources.
Complete Branch Details. Receive not just the IFSC code but also branch address, phone number, MICR code, and operational status in a single lookup.
Multi-Search Options. Find codes by selecting bank and location, or perform reverse lookups to find branch details from a known IFSC code.
Mobile-Friendly Interface. Access the tool from any smartphone or tablet when you need to find IFSC codes while managing transactions on the go.
Zero Cost Access. Perform unlimited IFSC code searches without any subscription fees, making it ideal for businesses processing high volumes of bank transfers.
Bank Selection Dropdown. Browse alphabetically sorted list of 300+ banks including SBI, HDFC, ICICI, Axis, PNB, and regional banks to quickly locate your target institution.
State and District Filtering. Narrow results by selecting the specific state and district where the bank branch is located, useful when banks have multiple branches in the same city.
Branch Name Search. Type partial branch names to filter results when you know the locality but not the exact branch designation.
IFSC Code Display. View the complete 11-character code with clear formatting showing bank identifier (first 4 characters), reserved digit, and branch code (last 6 characters).
MICR Code Output. Get the 9-digit Magnetic Ink Character Recognition code alongside IFSC for users who also need cheque-related branch identification, similar to how the Credit Card Validator provides complete card verification details.
Branch Address Details. Access full postal address including street, area, city, and PIN code for physical verification or correspondence needs.
Copy to Clipboard. One-click copy functionality lets you instantly paste the IFSC code into banking apps, Email Validator forms, or payment processing systems.
Print-Friendly Output. Generate clean printouts of branch details for record-keeping or sharing with accountants and finance teams.
Code Validation Check. Built-in verification ensures the IFSC code format follows RBI standards before displaying results, preventing invalid code lookups.
Recent Searches History. Access previously searched codes during your session without re-entering bank and location details.
Select your bank name from the dropdown menu containing all RBI-registered financial institutions participating in NEFT, RTGS, and IMPS networks.
Choose the state where the bank branch is located, then select the specific district from the filtered list.
Pick the exact branch name from the available options, which displays branches sorted alphabetically by locality name.
Click the search button to retrieve the complete IFSC code along with branch address, MICR code, and contact information.
Copy the IFSC code using the one-click copy button or note down the details for your fund transfer transaction.
Use this IFSC code search tool whenever you need to initiate electronic fund transfers through NEFT, RTGS, or IMPS. The tool is essential for first-time transfers to new beneficiaries, verifying codes provided by payees, and updating outdated codes after bank mergers.
Adding New Beneficiaries. Retrieve accurate IFSC codes when setting up new payees in your internet banking or mobile banking application.
Verifying Received Codes. Cross-check IFSC codes shared by vendors, clients, or employees before processing payments to avoid transfer failures.
Post-Merger Code Updates. Find updated IFSC codes after bank consolidations, as SBI's merger with associate banks changed codes for thousands of branches.
Bulk Payment Processing. Validate multiple IFSC codes when preparing CSV files for salary disbursements or vendor batch payments.
International Remittance Setup. Locate correct IFSC codes for receiving accounts when configuring inward remittance from abroad.
EMI Auto-Debit Registration. Provide accurate IFSC codes when setting up standing instructions for loan EMIs, insurance premiums, or SIP investments.
Government Subsidy Claims. Enter correct IFSC codes in DBT (Direct Benefit Transfer) registration forms to receive subsidies directly in bank accounts.
For verifying codes you already have, use ToolsPivot's reverse lookup feature to confirm branch details before making large transfers.
Freelancer Receiving Client Payments
Context: A freelance graphic designer needs to share bank details with an international client for the first time.
Process:
Outcome: Client successfully transfers payment via wire transfer that credits within 24 hours without any failed transaction attempts.
HR Manager Processing Monthly Salaries
Context: A company HR processes salaries for 200 employees across different banks every month, requiring accurate IFSC codes for each account.
Process:
Outcome: Salary disbursement completes with zero bounce-backs, ensuring all employees receive payments on schedule.
E-commerce Seller Setting Up Payment Gateway
Context: An online seller configures a payment gateway to receive customer payments directly in their business account.
Process:
Outcome: Payment gateway settlement activates successfully, enabling automatic daily transfers of sales proceeds.
NRI Sending Money to Family
Context: An NRI in the US wants to send monthly remittance to parents' savings account in a regional bank branch.
Process:
Outcome: Monthly remittance transfers complete reliably without routing errors that previously caused 3-day delays.
The Indian Financial System Code follows a standardized 11-character format mandated by the Reserve Bank of India. Understanding this structure helps verify code authenticity before initiating fund transfers.
First Four Characters: Alphabetic codes representing the bank name. For example, SBIN represents State Bank of India, HDFC represents HDFC Bank, and ICIC represents ICICI Bank. These identifiers remain consistent across all branches of the same bank.
Fifth Character: Always zero (0), reserved by RBI for potential future use in expanding the code system. Any IFSC code with a different fifth character is invalid.
Last Six Characters: Alphanumeric branch identifier that uniquely distinguishes each branch within a bank. This portion may contain numbers only (like 000123) or a combination of letters and numbers (like ABC123) depending on the bank's internal coding system.
When validating IFSC codes, use ToolsPivot's finder to confirm the complete code matches an active branch. After bank mergers, some codes become inactive while new codes are assigned, similar to how password security changes require updates to stored credentials.
Both IFSC and MICR codes identify bank branches but serve different purposes in India's banking infrastructure. Understanding when to use each code prevents confusion during various transaction types.
IFSC Code Applications: Used exclusively for electronic fund transfers through NEFT, RTGS, and IMPS. Required for internet banking transactions, mobile banking transfers, and UPI-linked bank account payments. The 11-character alphanumeric code is mandatory for any digital money movement between bank accounts.
MICR Code Applications: Used for cheque-based transactions processed through the Electronic Clearing Service (ECS). The 9-digit numeric code appears at the bottom of cheques in magnetic ink that automated readers can scan. Required for post-dated cheque submissions, ECS mandates, and cheque truncation system processing.
Key Differences:
| Aspect | IFSC Code | MICR Code |
|---|---|---|
| Length | 11 characters | 9 digits |
| Format | Alphanumeric | Numeric only |
| Primary Use | Electronic transfers | Cheque clearing |
| Location | Cheque leaf, passbook | Bottom of cheque |
ToolsPivot's IFSC Code Finder returns both codes in search results, ensuring you have the correct identifier regardless of your transaction method. For comparing financial data across formats, the Text Compare tool helps verify information consistency.
Complete your banking and financial workflows with these complementary ToolsPivot tools:
Search Bank by IFSC Code: Reverse lookup tool that finds bank name and branch details when you have an IFSC code but need to verify the associated branch.
Currency Converter: Convert international currencies to INR when calculating remittance amounts or processing foreign payments.
QR Code Generator: Create QR codes for sharing bank details or payment links without manually typing account information.
Password Generator: Generate secure passwords for your internet banking and mobile banking applications.
URL Encoder Decoder: Encode payment callback URLs when integrating banking APIs with websites.
QR Code Scanner: Scan payment QR codes to extract and verify embedded bank account details.
IFSC stands for Indian Financial System Code, an 11-character alphanumeric identifier assigned by RBI to every bank branch in India. You need this code to initiate any electronic fund transfer through NEFT, RTGS, or IMPS, as it ensures your money reaches the correct branch and account.
Select your bank name in ToolsPivot's IFSC Code Finder, then choose your state, district, and specific branch name. The tool displays the complete IFSC code along with branch address and MICR code. Alternatively, check your cheque book or bank passbook where the code is printed.
Yes, IFSC codes frequently change following bank mergers and acquisitions. When SBI merged with its associate banks, thousands of branch codes were updated. Always verify codes through ToolsPivot before making transfers to branches that underwent recent mergers.
Entering an incorrect IFSC code causes the fund transfer to fail, and the amount returns to your account after 24-48 hours. For RTGS transactions involving large amounts, incorrect codes create significant delays. Always verify codes using ToolsPivot before confirming transfers.
No, the same IFSC code works for NEFT, RTGS, and IMPS transactions. The code identifies the bank branch regardless of which electronic transfer method you choose. However, not all branches support RTGS, so verify branch capabilities separately.
ToolsPivot's database includes IFSC codes for over 300 banks and 150,000+ branches across India. This covers all nationalized banks, private banks, foreign banks, regional rural banks, and cooperative banks participating in the NEFT/RTGS network.
Yes, the IFSC Code Finder includes cooperative banks and regional rural banks that participate in RBI's electronic fund transfer network. Select the bank name from the dropdown menu and follow the standard search process.
RBI designated the fifth character as zero (0) and reserved it for potential future expansion of the coding system. Any code showing a different fifth character is invalid and should not be used for transactions.
ToolsPivot synchronizes with RBI's official database regularly to reflect new branch additions, closures, and code changes from mergers. For branches opened very recently, contact the bank directly if the code is not yet listed.
IFSC codes cannot be derived from account numbers alone. You need to know the bank name and branch location to find the IFSC code. If you only have an account number, contact the account holder or their bank to obtain the correct IFSC code.
MICR stands for Magnetic Ink Character Recognition, a 9-digit code used for cheque processing. While IFSC handles electronic transfers, MICR identifies branches in the cheque clearing system. Both codes are provided in search results for complete branch information.
Yes, all accounts at a specific branch share the same IFSC code regardless of account type. Whether savings, current, fixed deposit, or loan accounts, the IFSC code identifies the branch, not the individual account.
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